Watch What I Do, Not What I Say

Watch What I Do, Not What I Say

Is the government being reckless and irresponsible or will rates be this low forever? Here’s a great article that compares the recent changes to mortgage qualifications imposed on Canadians (what the government says) and the government’s own borrowing...
How To Save $1 Million For Retirement

How To Save $1 Million For Retirement

Starting to save early for retirement is extremely beneficial in the long run, especially if you have the dream of retiring with $1 million as so many Canadians do. It’s not an easy feat, but for most Canadians, retiring with $1 million is a realistic goal. You most...
How (Not) to Consolidate Debt

How (Not) to Consolidate Debt

By Sandi Martin of Spring Personal Finance. The point: it doesn’t matter what method you use to pay off debt, or if you use any method at all. What matters is that you stop creating new debt. It’s out there: the mathematically precise, strictly rational formula for...
Go Ahead, Spend Your Tax Refund

Go Ahead, Spend Your Tax Refund

This article was written by Sandi Martin from Spring Personal Finance and was originally published here on March 29th 2016. Ah, spring. The time of year when flowers bloom, birds sing, and the entire internet starts yelling at you for getting a tax refund or –...

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